Pay for your purchase over time with easy and affordable financing.

How It Works

Your loan is created by using your name, email, mobile phone number, birthday, and the last 4 digits of your SSN.

Checkout is Easy

Choose financing as form of payment in the checkout.

Affordable Monthly Plans

Pay for your order over 12, 24 or 36 months with rates as low as 0% APR*

Instant Approval

Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score.

Check your rate in seconds without leaving our site.

*The terms are for a loan to finance a purchase. Rates range from 0% to 29.99% APR, resulting in, for example, 12 equal monthly payments of $83.33 at 0% APR, or 36 equal monthly payments of $31.33 to $42.45 at 7.99% to 29.99% APR, per $1,000 borrowed. Your terms may vary and are subject to credit approval. Bread® loans are made by Cross River Bank, a New Jersey Chartered Bank, Member FDIC.

Don’t settle for less than perfect when it comes to the love of your life.

Choose your monthly payments.

Bread has designed its loans to offer you flexibility and control over your budget. Bread offers rates from as low as 0-30% APR based on your credit. Actual rates will be shown at checkout.

Real People, Real Support

Bread has a dedicated team ready to answer your questions and help you out however they can.

It’s that simple !!


We’ve partnered with Bread® to allow you to pay for your purchase with simple monthly installments. Find out if you prequalify in seconds and choose the plan that works best for you. All plans feature easy online payments and no prepayment fees.

Yes. You can prepay anytime for all or part of your loan. There is never a penalty for paying early.

No. We use a soft inquiry to check your rate, which won't affect your credit score. If you then decide to complete a purchase, we'll provide a standard notification to the credit bureau only the first time you shop with Bread®.

Make payments online by ACH or a debit card, or by mailing us a check. Your first payment won't be due for at least 30 days after checkout. We'll send you an email with your due date, and we'll send you payment reminders by email and text.

Safeguarding your personal information is very important to us. All Bread® checkouts use HTTPS secure encryption when transmitting data.

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